The picture you use for the avatar is the best look
Both, but bald is better. I am in the same boat. still have enough hair to style it some way. But I can only concentrate on my hairline. So I just shaved it all off yesterday.
I definitely like the bald look best but I like both beards. I usually don't care for beards on bald blokes (to use that Aussie term) but in your case I do like the facial hair in either style.
Whatever you do, have fun with it! :-)