Dexter--go for it, go Sly. One thing you should have noticed in the responses above--at least four of the Brothers have been exactly where you are now recently and through working it out here on SBG they have gained their self respect and are moving on with life and, for the Forum, proving that what is provided here keeps getting passed along, one or more Brothers reaching out to help another. You'll soon be giving as generously as the Brothers are giving to you now--from the heart and their experiences.
It's an awesome group--you're going to love this, we promise.
Oh, on that combover bit--don't do it, I did it for years and I could kick myself in the a$$ every time I think of the wasted time, effort and money, leaving aside the embarrassment.