Well, it´s not about the hair this time

It´s that i think i´m in the middle of a quarter life crisis at the moment. I´ve completed 26 years old last 18th November and i feel alot of things are falling over me like moving away from my parents home or marry/go living with a girlfriend.
I feel i´m in the most decisive moment of my life where i need to decide alot of things.
The main problem at the moment is if weather or not i should finish my degree.
I already have a job that pays about the medium wage in my country but it doesn´t allow me to move away from my parents house so i´m trying to finish my degree at night but i´m frustrated at the lack of time i have to dedicate myself to the things i´m learning.
I´m studying Multimédia Communications which is a very creative area but the only things i´ve learned in classes aren´t enough to work in an agency, that´s why i want to have more free time to train more and when i say i need to train more it´s about learning more about web design and graphic design like being proeficient in Photoshop, Flash, Illustrator etc, which are the areas of my studies.
I also want to be a 3D artist because i love cg but again i don´t have enough skills to do what i want.
As you can see this is a very creative area which means agencies look more at a portfolio than qualifications but i don´t have a good portfolio yet.
I also look at alot of people in my company that have degrees but they work alongside me. The place where i work is an airport and there´s alot of graduates there that couldn´t find work in the area of their degree so why am i wasting my time paying tuitons and wasting my time learning bits of this and that ?
I want to be a freelancer or starting my own bussiness.
I don´t want to have a 9 to 5 job that takes most of our time commuting and working most of the week...what´s the meaning of life afterall?
Don´t we all want to be free?
Why would i want to work for another company and receive a fixed salary instead of bulding websites and get paid for the total price of a website which is better than a salary?
That´s what i want to fight for, to be the best i can in my area.
You see...i bodybuild and i also surf...my soul is to be free and with the internet and tecnologies that exist today it´s possible to work anywhere to anyone.
I´m aware that some of you live in developed countries where the living costs and salaries are higher and since there´s alot of people with 30+ years old what would you do or what do you regret from the past that reflects in your life and work?