Hi Bella, and Welcome to the forum.
I have a little one word tip from a sly guy who lived in Chicago for 25 years... "Parka" ...
When its cold outside, as you go out the door, flip the hood up, and you're good to go!!!
Enjoy being sly...
A late Welcome to you Bella, nice to have a strong minded female aboard. Sounds like you really enjoy the new you. Looks great!

Hang in there, Spring is coming early according to Punxsutawney Phil. In the meantime, try and enjoy the NY Winter; bundle up and wear your hat!