HMO in heaven

[frostillicus123]

An eye doctor, a heart surgeon and an HMO executive die and are in heaven. God asks the eye doctor why he should be let into heaven, and the doctor explains to God that he helped people save or regain their sight. God says, ''Welcome to heaven, my son.''
God then asks the heart surgeon what he had done in life that should allow him into heaven. ''I saved people from death from heart attacks and heart disease,'' the doctor replies. ''Welcome to heaven, my son,'' God says.

God then turns to the HMO executive. God asked him what he was, and the man replied that he worked for an HMO. ''Welcome to heaven, my son,'' says God, ''but you have to leave in two days.''

[jusbnme]

That's the truth.   

[Paul]

  :*))And he probably needed a referral to get that far.

[frostillicus123]

Ok I'm going to crack.... what is HMO???

[Paul]

Health Maintenance ORganization.  Insurance plan that requires members to choose only from a select list of doctors, require referrals from drs. to see any other dr, etc.

[PigPen]

That was funny, and true. HMO is a sorry excuse to save money.

[frostillicus123]

How would I save money on HMO?

[schro]

you pay less in an HMO than a PPO (Preferred Provider). With a PPO, you pay a premium to go to the doctor of your choosing. Under an HMO, your choices are limited, and usually are given the cattle car treatment by hospital administration.

Team Schro is pretty healthy (knock on wood), so our visits to the doctor's office are pretty limited. So, going with an HMO makes sense to us. If we had more medical needs, we would strongly consider PPO.

[frostillicus123]

I am glad that I live in Canada and get to go to a Doctor of my chosing, and than if i need a specialist they refer me no probs. I had ACL reconstruction a few years ago andthe doctor was the best Arthioscopic surgeon east of Toronto, and it didn't cost me a dime.

[jusbnme]

I am glad that I live in Canada and get to go to a Doctor of my chosing, and than if i need a specialist they refer me no probs. I had ACL reconstruction a few years ago andthe doctor was the best Arthioscopic surgeon east of Toronto, and it didn't cost me a dime.

Now that's what I'm talking about.

[frostillicus123]

We are taxed a little heavier than other countries but it's great not paying for medical appointments

[PigPen]

My kiddos are covered under a state program. Since we're poor white trash, we qualify. The wife and I on the other hand, we get ours through my employer and it ain't cheap. If I had to cover all four of us here, I'd be paying my boss to work here. It sucks, but I really like my job too. The wife and I are on a PPO, made the most sense at the time. But still leaves a huge dent in the wallet each month.

[jusbnme]

My kiddos are covered under a state program. Since we're poor white trash, we qualify. The wife and I on the other hand, we get ours through my employer and it ain't cheap. If I had to cover all four of us here, I'd be paying my boss to work here. It sucks, but I really like my job too. The wife and I are on a PPO, made the most sense at the time. But still leaves a huge dent in the wallet each month.

Hey c'mon PigPen...When you say, "poor white trash"....Say it with a little more pride.      Just joking bro.  You can't get any more poor, or probably white for that matter, than me and my wife.  If it wasn't for my grandmother letting us live with her for now, I don't know what we'd do. 

[PigPen]

My kiddos are covered under a state program. Since we're poor white trash, we qualify. The wife and I on the other hand, we get ours through my employer and it ain't cheap. If I had to cover all four of us here, I'd be paying my boss to work here. It sucks, but I really like my job too. The wife and I are on a PPO, made the most sense at the time. But still leaves a huge dent in the wallet each month.

Hey c'mon PigPen...When you say, "poor white trash"....Say it with a little more pride.      Just joking bro.  You can't get any more poor, or probably white for that matter, than me and my wife.  If it wasn't for my grandmother letting us live with her for now, I don't know what we'd do. 

I feel ya there Lance, we lived with my father-in-law when we first moved back to Albuquerque. Saved us a ton of money till I could find a job. If it wasn't for the amount I have to pay to cover the wife and I, we would be OK. But they take a huge chunk out of the monthly salary.

[frostillicus123]

said it once and i'll say it again, I'm so glad I am Canadian