Confidence and Success > How To Be Successful
Financial Help
hammerdrill376:
With all that is going on with the economy I think we all agree we need all the financial help, wisdom and understanding we can gain so with that I want to recommend a course my wife and I have been taking over the last several weeks.
You may or may not be familiar with an individual by the name of Dave Ramsey. He is a financial expert from Nashville, TN. He has a program at night on the FOX business network. His class, Financial Peace University, is being taught at our church and various churches and businesses throughout the country. His common sense guide to controlling your finances and getting out of debt is something I wish I had learned years ago.
This course is not a "get rich quick" program or one of those type of programs. Believe me it is WORK as alot of the course requires modifying financial behaviors.
So with that I am recommending this program to all my SLY brothers. You can go to his website at www.daveramsey.com for more information. You can also research to see if there are classes in your area as well as live events with Dave. You can also get his books at your local bookstore. I recommend Total Money Makeover and Financial Peace Revisited.
Hammer
SLYinKC:
My church also teaches this program and have heard great things from people that have gone through it. As you said. it is common sense approach to finances (i.e. don't spend what you don't have).
pharmer:
I couldn't agree more. Whether you are Christian or non-Christian, Dave Ramsey is the best when it comes to teaching financial principles. He is very intense with his "get out of debt" plans. I have been following Dave for over ten years. I also agree that this is not a get rich quick method- it's a life-long commitment to eliminating debt and building wealth over time. I'm now totally debt free including the house. Do it!!
marty22:
I'll add 2 cents here also. Simple. Dont overspend. Yes; you;re entitled to that vacation each year. You must. But dont spend $12k a year on travel and forget to put into your 401k.
BReady:
I listen to Dave Ramsey a few days a week (when I'm off of work) on the radio. I haven't used a credit card in a LONG time and I haven't bounced a check in ages. I'm still in debt up to my eyeballs, but I am trying to take care of it. The emergency fund keeps getting wiped out by my wife's "emergencies," so I feel like I'm spinning my wheels sometimes. Some day I'll be rid of all these stupid bills/payments and then I won't have to look for a fancy high paying job...
...But, they said on the news that the US Post Office is running out of money, so maybe that will be my excuse, "Yeah, Wells Fargo? Mortgage? I paid it 2 weeks ago! I put it in the mail, you should have gotten it already!" GENIUS!
BReady
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