I've never locked myself out of my vehicle, but I've locked myself out of my house. Just happened last week. I was outside talking to my new cute lady neighbor.
After our conversation I accidentally closed the garage door.

No one else was home. The front security door just happened to be opened, but the screen door was locked. I had to push the screen in to unlatch the lock.
The next day my wife noticed that the screen was popping out of the door frame. She said "Rodger......

........what have you done."

I couldn't tell her that the cute neghbor lady caused my lock out and break in, so I made up another story about some bugs.
