OOOOH LAWD HAVE MERCY!!!!! 
Just kidding Mike, im right there with you. My hard drive died friday night on me with no warning in the middle of playing Fallout 3. I mean its DEAD dead. No coming back.
Heres to broken computers! 
If it's inside of 5 years there should be a manufacturer's warranty on the sucker. What was the serial on it?
I checked it. It was a seagate drive that came with a dell machine.
Read this, and if it applies Seagate can unbrick it [free shipping] and recover your data for free.
http://hardware.slashdot.org/article.pl?sid=09/01/17/0115207
thanks man!

i read about firmware issues with the 7200.11, but i have a 7200.10 with 3.ADA firmware. there werent any updates from the seagate site. After trying everything i could, i took the drive apart to see what i could do/see, and i dont think theres much i could have done.... one of the heads were messed up somehow. attached is a picture of the platter. For you guys that dont know, it should look completely unblemished. just shiny. AKA no circles at all.
As far as routers, linksys has a life of about 13-16 months, then they start to crap out. DLink isnt that good. Cisco routers are really good, but expensive. Netgear has its good and bad days...