Various Non-Bald Discussions > General Discussion
unnecessary spending?? Lets all do a project together..
ldrider51:
I'm not hitting Starbucks for a grande Americano (espresso + hot water) hardly at all anymore. I think I was spending about $60 a month or so there.
Larry:
It seems I'm constantly trimming the budget to make ends meet. Now I'm out of work so I trimmed further. This weekend my wife got hurt so she's out of work now. It's amazing how little it takes to survive when you don't have the money. Cable tv, high speed internet, mobile phones are nice to have but can easily be done away with if necessary. I couple of years in the mid 80's I went without any electricity at all and heated the place with a wood stove. I only fired up the water heater to take a shower. I'm not saying you should go this far but it can be done when you don't have the bucks to pay for those things.
wpruitt:
I gave up buying coffee at work. When the prices went to $.75 and 1.00 per cup (theoretically the money funds all-company events), I started getting large economy jars at Dollar General. It does the same trick (Caffeine Jolt!) and for $3, I go for about 14 days on what I was spending per Diem.
Alexander215:
To limit my unnecessary spending I ask myself what it falls under:
Is it a want?
Or,
Is it a need?
Anything that falls under want category gets put aside. I don't think of buying it. Needs are necessities, so obviously I look for the best bargain, shop around, make it instead of buying it, repair it if it's broke, use coupons, wait for sales etc. And at least once a month I'll let myself buy a small want.
The only exception is when it comes to investments, I always go for short term, low risk, high reward investments [for instance I bought 20 refurbished dells and flipped them in a day at 700% profit]
This philosophy has kept me out of the kind of debt a lot of my friends are in right now because they use their credit cards to buy all their big ticket want items. The only debt I have today is my student loan, which is dwindling rapidly.
ldrider51:
--- Quote from: shdwwlk on September 13, 2009, 05:47:46 PM ---[for instance I bought 20 refurbished dells and flipped them in a day at 700% profit]
--- End quote ---
Now THAT IS IMPRESSIVE. How did you move them? Did you actually take possession of them and ship them or have them drop shipped from where you purchased them.
INFO, I need INFO. :D
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