Various Non-Bald Discussions > General Discussion
unnecessary spending?? Lets all do a project together..
andrew:
--- Quote from: wpruitt on September 09, 2009, 05:51:26 PM ---
--- Quote from: andrew on September 09, 2009, 05:46:13 PM ---One area where my wife and I have known issues is: wholesale clubs. We have memberships to BJs, Sams, and Costco. Somehow, our careful buying habits just go down the drain in those places...
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Why have memberships to all three ?
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That's just part of our illness. A good first step is cutting back on one membership. We're going to cut the Sam's membership. Baby steps ...
Kplum:
This is a great topic. The month before I married my wife over 3 years ago, we went to see a Financial Counselor. Probably the best thing we did.. We adopted the cash envelope system. In this system we take out money for entertainment "eating out", gas money, and grocery money, we both get a little extra for two weeks for incidentals.. By that I mean a soda here and there.. We also have an account for bills, then another account that we transfer money to for Clothes, Auto Insurance, Vacation Fund, Oil changes, etc.. etc.. So when the time comes to do those things we dont have to worry where the money is coming from.. Also I must mention we do not have kids, so we do not have the challenges and expenses of someone with kids. All of our investments are accounted for...
Really the only spending that I have done which I havent really needed to is all of these "Great Products" you guys keep telling me about.. I justify this to my wife by saying "Honey, i dont get haircuts anymore, I dont buy shampoo. So I am entitled to this.." I wonder how long that will last??
It did suck that when my truck went south.. All we had saved in our car fund was enough money for a 2005 Honda Civic LX.. Oh well.. It does get great gas mileage..
aarrggh:
--- Quote from: marty22 on September 09, 2009, 05:22:53 PM ---Eating out costs a lot. Both my wife and I work, sometimes till 8pm. Grabbing food at the Diner is a lot easier than preparing it at a late hour. And: the Diner has the Yankee games on TV. So there!
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Same here ! Usually up at 5:00AM and back late at night...Eating out 3 times a day is normal and it keeps the day moving better....Have no ambition too cook and clean morning and night ....... ;)
aarrggh:
--- Quote from: Antimidas on September 09, 2009, 06:31:36 PM ---
I paid the car off in June. $453 per month saved.
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HEY ! It`s about time you got that 1971 Ford Pinto payed for !!!!!!!!!!!!!
Antimidas:
2006 Mustang. But close! First time I have ever owned a car outright since 1987. What a great feeling.
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