Various Non-Bald Discussions > General Discussion
unnecessary spending?? Lets all do a project together..
marty22:
Eating out costs a lot. Both my wife and I work, sometimes till 8pm. Grabbing food at the Diner is a lot easier than preparing it at a late hour. And: the Diner has the Yankee games on TV. So there!
andrew:
One area where my wife and I have known issues is: wholesale clubs. We have memberships to BJs, Sams, and costco. Somehow, our careful buying habits just go down the drain in those places. We're suckers for good deals and end up buying way more stuff than we need.
wpruitt:
--- Quote from: andrew on September 09, 2009, 05:46:13 PM ---One area where my wife and I have known issues is: wholesale clubs. We have memberships to BJs, Sams, and Costco. Somehow, our careful buying habits just go down the drain in those places...
--- End quote ---
Why have memberships to all three ? They are basically six of one, half dozen of another (I had all three at one time, too - Sam's was near home, Costco near the office, and BJ's had a software package I wanted). I'm own to one now !
hammerdrill376:
We usually eat out once or twice a month and we usually go to a local bar and grill at Happy Hour for 1/2 price specials on food. Being on the road I used to eat out daily but I cut that out and started bagging my lunch. I figure I am saving about $1500.00 a year that way. We also got rid of our land lines and use cell phones only.
Antimidas:
I went through a lot of these this summer to cut back on expenses.
I eliminated internet charges by convincing work that it was necessary in my job as an IT Director supporting 500 users. $63.16 per month saved.
I eliminated land line phones and rely on my company provided cell phone. Approximately $50 per month saved.
As a single person, I do not have more than a 13 gallon bag of trash per week, so I stopped trash pickup and got my emloyer's permission to bring the single bag to work and throw in the dumpster. $36 per month saved.
I paid the car off in June. $453 per month saved.
Refinanced the house from 6.375% to 5.25%. Saved $210 per month.
If I am watching TV, I do not have any lights on and I also do not listen through the stereo unless it is a really good movie. Turned off all unnecessary electronics. Saved about $40 per month on the electric bill.
Started washing clothes in cold water only. Saved $30 per month.
Will not turn on the AC unless it is over 85 degrees and we have only had a handful of 80 degree days this summer. Only three of them in August. Compounded into the electric bill savings.
Only buy gas on the weekend when there is a 5 cent discount per gallon. Every penny adds up. As my great grandfather stated, "Mind your pennies and the dollars mind themselves.
One other regular saving tip I use is to never spend anything smaller than a $5 bill. If you buy a pack of gum, it costs you $5. The change goes into savings. You would be amazed at how much money you can accumulate that way.
Over $853 saved per month not including the enforced $5 rule without modifying eating habits.
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